Internet For a Credit Repair Letter Form
August 21, 2008
Debt collectors are calling your house nonstop demanding payment and you can’t handle it anymore so you want to write a cease and desist letter to make the calls stop. Or maybe you’ve received a copy of your credit report and realize that an error has been made and you want to write a letter to have the error corrected as soon as possible.
These are important letters that have to be written. If the situation can not be resolved quickly and further action is needed these letters are what you will use as a basis for your case. So how do you go about writing these letters? The internet can be a big help.
FTC
FTC is short for Federal Trade Commission and they offer form letters that you can follow to help you write these important letters. These forms are available at their website free of charge. The credit dispute letter is very brief and to the point but it is all that is needed to handle your dispute. You simply state the facts and include a copy of your credit report with the error clearly marked.
The sample letters that are offered by the Federal Trade Commission are well written forms that you can follow. That can not be said of all forms that you will find on the internet. Some form letters use threats as a tactic and that is unprofessional and gets no results. You do not want to use this type of form for your dispute.
About.com
About.com has a good form cease and desist letter. This is a letter that you would send to a creditor or debt collector that continues to call you making payment demands. By law once you send a cease and desist letter they are obligated to stop calling you.
When you have to write a letter like this you want to be professional and avoid idle threats. If your first attempts do not work and you have to be a bit more forceful you might simply state that if they do not comply with your request you will seek help from the Federal Trade Commission. However, you at no time want to use all caps in your letter as if you are screaming or use threats in your letter that are not businesslike.
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